Dive deeper into the ARA Healthcare solution
The American Rental Association’s (ARA) new healthcare solution operates as a partnership between ARA, international HUB and Allstate Benefits. Two leaders from Chicago-based HUB International – Aaron Matlock, senior vice president, and Adam Kerns, vice president – jointly coordinate their company’s role in the program, and Rental management spoke with Matlock to answer some frequently asked questions about the offer and to learn more about the services HUB International and Allstate Benefits provide under the partnership.
Rental management: Can you describe what HUB International is and the role its representatives played in the development of the ARA Healthcare solution?
Aaron Matlock: HUB International is an independent agency that has worked with ARA to develop a health program for members. Our ARA team handles everything from the initial quote request and explaining the program to resolving post-implementation issues.
Rental management: Allstate Benefits is the other party involved in administering the program. What is the role of this organization?
Matlock: Allstate is the insurance company that provides health insurance coverage for the ARA program. Their responsibility is to administer the health plan for you and your employees.
Rental management: What types of insurance are available under the program?
“We have trained all of ARA Insurance’s preferred agents on the program.”
Matlock: Medical, dental and visual insurance. If additional benefits are desired, we also have the ability to help.
Rental management: What types of information will ARA members need to provide about themselves, their employees or their company in order to receive a quote?
Matlock: For initial quotes, all that is needed is the company name; the location; the employee’s date of birth, gender, postal code and how they are covered (i.e. employee only, employee/spouse, employee/child or family). We would also need the birthdates and gender of any dependants.
Rental management: What is the turnaround time for members to receive a quote?
Matlock: Initial quotes, without subscription, currently take 48 hours or less. Once the applications are completed for the subscription to be made, it takes less than 48 hours to recover these rates.
Rental management: If the member finds the quote acceptable and wants to continue from there, what are the next steps?
Matlock: Since the employee applications have all been completed, only the employer documents and a filing cabinet check remain. A HUB representative will assist members through the process if needed.
Rental management: How much money could the ARA Healthcare solution save a company?
Matlock: It varies, but we’ve seen savings of 5-28% on groups we’ve fully subscribed.
Rental management: What health care network can ARA members who benefit from the program expect to use?
Matlock: The best part about Allstate is that they can offer various networks that fit the entire geographic footprint that encompasses ARA. The most commonly used networks are Aetna and Cigna.
Rental management: Will members who use ARA Insurance for their business be able to coordinate with their preferred ARA Insurance agent on the program?
Matlock: Yes. We’ve trained all of ARA Insurance’s preferred agents on the program, and several have sent requests for quotes.
How to get started with the ARA Healthcare solution
The American Rental Association (ARA) healthcare solution is now live, providing members with access to affordable, quality healthcare coverage.
The personalized health coverage option also offers a dedicated team of experts who are ready to help you find the best health coverage for your business needs.
If you’re looking to add health insurance to your company’s compensation package for the first time or simply looking for an alternative to what you currently offer, check out the details of the new ARA Healthcare solution by visiting ARAhealth.org. You can also call 833-966-4137 or email [email protected] for more information.